In <cite data-path="05.18.01">this chapter</cite>, the following terms have the meanings indicated. Terms Defined.“Dwelling” has the meaning stated in State Tax-Property-Article § 9-105(a)(5). “Finance” means the Baltimore City Department of Finance. “HCD” means the Baltimore Department of Housing and Community Development. “Homeowner” has the meaning stated in State Tax-Property-Article §9-105(a)(7). “Program” means the Tax Sale Exemption Program. “Tax” has the meaning stated in State Tax-Property-Article § 14-801(d). “Withheld”means that dwellings will be removed from the list of properties eligible for tax sale, but does not mean that the outstanding tax and lien liabilities for the dwelling have been abated.