In Baltimore City, a person may not engage in any unfair, abusive, or deceptive trade practice in: the sale, lease, rental, loan, or bailment of any:consumer good; consumer realty; or consumer service; the offer for sale, lease, rental, loan, or bailment of any:consumer good; consumer realty; or consumer service; the offer for sale of course credit or other educational services; the extension of consumer credit; the collection of a consumer debt; or the purchase or offer for purchase of a consumer good or consumer realty from a consumer, by a merchant whose business includes paying off consumer debt in connection with the purchase of any consumer good or consumer realty from a consumer. Ord. 23-266