Before issuing any certificate under this Subtitle, the Director shall ascertain, as to each vehicle, that the owner has insurance or surety bond for the vehicle covering bodily injury or death to any passenger or other person in one accident in the amount of Twenty-five Thousand Dollars ($25,000), multiple deaths or injury in one accident in the amount of Fifty Thousand Dollars ($50,000), and property damage in one accident in the amount of Ten Thousand Dollars ($10,000), or the amounts required by the financial responsibility laws of the State of Maryland, whichever are higher, and further that such insurance or surety covers the full period for which the vehicle is to be licensed. Each taxicab must contain sufficient copies of a summary of insurance information, in a form approved by the Director, that may be given to passengers, members of the public, and law enforcement officers. The summary must include the following information: the name and address of the vehicle owner; the vehicle's license tag number; the name, address, office hours and telephone number of the insurance claims office responsible for adjusting any insurance claim arising from use of the vehicle; and the name, address, and telephone number of the Department and any other governmental agency where complaints regarding insurance claims handling may be filed.