By December 31 of each year, each Certificate Holder, Association or Company shall provide the Director with a complete listing of all costs, charges, fees or assessments imposed on any driver and a sample of any lease, sublease or other agreement utilized with a driver. A Certificate Holder, Association or Company shall not impose on a driver or licensee a charge of one percent (1%) over a bank fee, a merchant service fee, or an equipment provider fee on any credit card transaction by the driver or licensee. A Certificate Holder, Association or Company may not require a driver or licensee to use a specific system for processing credit card transactions. No additional fees or surcharges shall be imposed on a driver or licensee. All costs, charges, fees or assessments in this subsection, shall be subject to a cap as of the effective date of this Act. Each year, any increase in the sum of all costs, charges, fees or assessments shall not exceed the product of multiplying: The sum of all costs, charges, fees or assessments charged by a Certificate Holder, Association or Company as of December 31 st annually; and, The average percentage growth in the Consumer Price Index over the preceding twelve (12) months. Rates shall remain in effect until December 31 st each year. If there is a decline or no growth in the Consumer Price Index, the fees and associated costs shall remain unchanged. Any increase in the total costs, charges and fees of this subsection may not be greater than 5% of the total costs effective in the previous year. Any proposed increases above the Consumer Price Index of any lease, sublease or affiliation agreement, including any charges that a licensee may charge a driver, must be proposed by the County Executive by resolution for approval by the County Council. Each violation of the cap set by this Section, shall be subject to the penalty clause set forth in Section 20-164.