In this subtitle the following words have the meanings indicated. “Fair market value” means the value established by a contract or by the Department for a loss of grain at the time of the loss. “Grain” means: Corn; Wheat; Rye; Oats; Barley; Sorghum; Soybeans; and Sunflowers. “Grain dealer” means a person who is in the business of buying, receiving, exchanging, or storing grain from a person who grows grain. “Grain dealer” does not mean a farmer who buys, receives, exchanges, or stores grain for use in the farming business of that farmer.