Title 16. Real Estate Appraisers, Appraisal Management Companies, and Home Inspectors — Subtitle 4A. Miscellaneous Provisions for Home Inspectors
Statutes in effect as of October 1, 2026.
Md. Code Ann., Bus. Occ. & Prof. § 16-4A-01 (2026)
Title 16. Real Estate Appraisers, Appraisal Management Companies, and Home Inspectors
Subtitle 4A. Miscellaneous Provisions for Home Inspectors
§ 16–4A-01LinkCopy Citation
(a)
A licensed home inspector shall give to each person for whom the licensee performs a home inspection for compensation or to the person’s representative, a written report that states:
(1)
the scope and the exclusions of the inspection;
(2)
the conditions observed during the home inspection that are subject to the adopted standards of practice and code of ethics approved by the Commission;
(3)
the license number of the licensee; and
(4)
a disclosure in 14–point bold type that includes the following statements:
(i)
“An inspection is intended to assist in the evaluation of the overall condition of a building. The inspection is based on observation of the visible and apparent condition of the building and its components on the date of the inspection”;
(ii)
“The results of this home inspection are not intended to make any representation regarding latent or concealed defects that may exist, and no warranty or guaranty is expressed or implied”;
(iii)
“If your home inspector is not a licensed structural engineer or other professional whose license authorizes the rendering of an opinion as to structural integrity of a building or the condition of its components or systems, you may wish to seek the professional opinion of a licensed structural engineer or other professional regarding any possible defects or other observations set forth in this report”; and
(iv)
“Only home inspections performed by Maryland licensed home inspectors will be recognized as a valid home inspection under a real estate contract”.
(b)
The licensee shall give the person or the person’s representative the report:
(1)
by the date set in a written agreement by the parties to the home inspection; or
(2)
within 7 business days after the home inspection was performed, if no date was set in a written agreement by the parties to the home inspection.
(c)
Any limitation of the liability of the licensee for any damages resulting from the report on the home inspection shall be agreed to in writing by the parties to the home inspection prior to the performance of the home inspection.
Md. Code Ann., Bus. Occ. & Prof. § 16-4A-02 (2026)
Title 16. Real Estate Appraisers, Appraisal Management Companies, and Home Inspectors
Subtitle 4A. Miscellaneous Provisions for Home Inspectors
§ 16–4A-02LinkCopy Citation
Each licensee shall display the license certificate in the manner required by the Commission.
Md. Code Ann., Bus. Occ. & Prof. § 16-4A-03 (2026)
Title 16. Real Estate Appraisers, Appraisal Management Companies, and Home Inspectors
Subtitle 4A. Miscellaneous Provisions for Home Inspectors
§ 16–4A-03LinkCopy Citation
A licensee must report any change of address to the Commission in writing within 15 days.
Md. Code Ann., Bus. Occ. & Prof. § 16-4A-04 (2026)
Title 16. Real Estate Appraisers, Appraisal Management Companies, and Home Inspectors
Subtitle 4A. Miscellaneous Provisions for Home Inspectors
§ 16–4A-04LinkCopy Citation
(a)
A home inspector licensed by the Commission shall maintain general liability insurance in the amount of at least $150,000.
(b)
(1)
An applicant shall submit proof of the insurance required under this section to the Commission with the license application.
(2)
The Commission may not issue a license to an applicant unless the applicant submits proof of the insurance.
(c)
Unless an applicant meets the insurance requirements of this section, the Commission may not renew the license.
(d)
A licensee shall give the Commission notice of the cancellation of insurance required under this section at least 10 days before the effective date of the cancellation.
Md. Code Ann., Bus. Occ. & Prof. § 16-4A-05 (2026)
Title 16. Real Estate Appraisers, Appraisal Management Companies, and Home Inspectors
Subtitle 4A. Miscellaneous Provisions for Home Inspectors
§ 16–4A-05LinkCopy Citation
(a)
Subject to the provisions of subsection (b) of this section, a licensed home inspector shall keep, for 5 years from the date of delivery to the client, the original or a copy of:
(1)
each contract the licensee enters into for the provision of home inspection services;
(2)
each home inspection report the licensee prepares or signs; and
(3)
all supporting data that the licensee assembles or formulates to prepare a home inspection report.
(b)
If, within the 5–year period for the retention of records, a licensed home inspector is given notice that a home inspection is involved in litigation, a new 5–year period shall start on the date of the final disposition of the litigation.
(c)
A licensed home inspector shall make any record required to be kept under this section available to the Commission to inspect or copy.