# Business Regulation (GBR)

## Title 7. Collection Agencies

### Subtitle 3. Licenses

#### Section 7-308

(a) Subject to the hearing provisions of Sec. 7-309 of this subtitle, the Board may reprimand a licensee or suspend or revoke a license if the licensee or any owner, director, officer, member, partner, or agent of the licensee:

  (1) makes any material misstatement in an application for a license;

  (2) is convicted under the laws of the United States or of any state of:

    (i) a felony; or

    (ii) a misdemeanor that is directly related to the fitness and qualification of the person to engage in the collection agency business;

  (3) in connection with the collection of any consumer claim:

    (i) commits any fraud; or

    (ii) engages in any illegal or dishonest activities;

  (4) knowingly or negligently violates the Maryland Consumer Debt Collection Act; or

  (5) fails to comply with a lawful order that the Board passes under this title.

(b) In determining whether to reprimand a licensee or to suspend or revoke a license for a reason described in subsection (a)(2) of this section, the Board shall consider:

  (1) the nature of the crime;

  (2) the relationship of the crime to the activities authorized by the license;

  (3) with respect to a felony, the relevance of the conviction to the fitness and qualification of the licensee to engage in the collection agency business;

  (4) the length of time since the conviction; and

  (5) the behavior and activities of the licensee since the conviction.

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Md. Code Ann., Bus. Reg. (as displayed at mgaleg.maryland.gov, October 16, 2026)