A person may not accept a completion certificate or other proof that performance of a home improvement contract is complete or satisfactorily concluded with knowledge that the document or proof is false and the performance is incomplete. If a person knows or has good reason to know that a completion certificate or other proof is false, the person may not utter, offer, or use the document or proof to: make or accept an assignment or negotiation of the right to receive payment from an owner under a home improvement contract; or get or grant credit or a loan on the security of the right to receive payment under a home improvement contract. A person who violates this section is guilty of a misdemeanor and, on conviction, is subject to a fine not exceeding $5,000 or imprisonment not exceeding 3 years or both.