In this subtitle the following words have the meanings indicated. “Beneficiary” means an individual who may bring an action for wrongful death under Title 3, Subtitle 9 of this article. “Claimant” means: A person who alleges damages as a result of a tort involving bodily injury or an attorney who represents the person; or A personal representative of the estate of a decedent who died as a result of an alleged tort or an attorney who represents the personal representative of the estate of the decedent. “Insurer” includes a property and casualty insurer, a self–insurance plan, or any person required to provide indemnification for a claim for wrongful death, personal injury, or property damage. “Vehicle” has the meaning stated in § 11–176 of the Transportation Article.