# Commercial Law (GCL)

## Title 12. Credit Regulations

### Subtitle 11. Maryland Rental-Purchase Agreement Act

#### Section 12-1108

(a) When a rental-purchase agreement is satisfied and replaced by a new rental-purchase agreement between the lessor and consumer, the lessor and consumer shall negotiate a new rental-purchase agreement requiring new disclosures.

(b) The following do not require the negotiation of a new rental-purchase agreement:

  (1) The addition or return of rental property under a multiple-item agreement or the substitution of the rental property, if in either case the average payment allocable to a payment period is not changed by more than 25 percent;

  (2) A deferral or extension of 1 or more rental payments, or portions of a rental payment;

  (3) A reduction in charges in the rental-purchase agreement; or

  (4) A rental-purchase agreement involved in a court proceeding.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)