# Commercial Law (GCL)

## Title 12. Credit Regulations

### Subtitle 11. Maryland Rental-Purchase Agreement Act

#### Section 12-1110.1

(a) A lessor may not bring a court action to recover property subject to a rental-purchase agreement until 15 days after the consumer has been sent notice of a default.

(b) Notice of default sent by certified mail to the consumer's last known address constitutes notice.

(c) The notice shall include any amount the consumer must pay to reinstate the rental-purchase agreement, if applicable.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)