§ 12–113

Statutes in effect as of October 1, 2026.

Md. Code Ann., Com. Law § 12-113 (2026)

Title 12. Credit Regulations

Subtitle 1. Interest and Usury

(a)

Except as provided in subsection (b) of this section, a lender may not refuse to lend money to any person solely because of:

(1)

Geographic area or neighborhood; or

(2)

Race, creed, color, age, sex, sexual orientation, gender identity, disability, marital status, handicap, or national origin.

(b)

A lender may refuse to make a loan:

(1)

On property outside a geographic area of the State in which the lender normally does business;

(2)

To be used in a type of business or activity other than a type in connection with which the lender normally makes loans; or

(3)

Because of a greater than normal risk, including one due to:

(i)

The presence of an airport;

(ii)

An unusual drainage condition; or

(iii)

Any other situation which causes a greater than normal risk of loss in a particular area.