§ 12–1301
Statutes in effect as of October 1, 2026.
Md. Code Ann., Com. Law § 12-1301 (2026)
Title 12. Credit Regulations
Subtitle 13. Mortgage Loans -- Notice of Housing Counseling Programs and Services
§ 12–1301LinkCopy Citation
(a)
In this subtitle the following words have the meanings indicated.
(b)
“Borrower” has the meaning stated in § 11–501 of the Financial Institutions Article.
(c)
“Home buyer education or housing counseling” means instruction on preparing for home ownership, shopping for a home, obtaining a mortgage, loan closing, and life as a homeowner.
(d)
“Lender” means a person that makes a mortgage loan.
(e)
“Mortgage loan” has the meaning stated in § 11–501 of the Financial Institutions Article.
(f)
“Secondary mortgage loan” means a mortgage loan secured by residential real property that is subject to the lien of one or more prior mortgage loans.