§ 12–1302
Statutes in effect as of October 1, 2026.
Md. Code Ann., Com. Law § 12-1302 (2026)
Title 12. Credit Regulations
Subtitle 13. Mortgage Loans -- Notice of Housing Counseling Programs and Services
§ 12–1302LinkCopy Citation
(a)
This subtitle applies to any lender that makes a mortgage loan secured by owner–occupied residential real property located in the State.
(b)
This subtitle does not apply to:
(1)
A secondary mortgage loan;
(2)
An open–end or revolving home equity line of credit;
(3)
A construction loan;
(4)
An individual who takes back a deferred purchase money mortgage in connection with the sale of residential real property owned by, and titled in the name of, the individual; or
(5)
An individual who makes a mortgage loan to a borrower who is the individual’s spouse, child, child’s spouse, parent, sibling, grandparent, grandchild, or grandchild’s spouse.