In this subtitle the following words have the meanings indicated. “Credit card processor” means a person that processes credit card or electronic commerce transactions on behalf of a business entity for a fee. “Credit card processor” includes: A merchant services provider; A financial institution; An independent sales organization; and Any subsidiary or affiliate of an entity listed in items (i) through (iii) of this paragraph. “Merchant processing agreement” means a contract between a credit card processor and a business entity under which the business entity agrees to pay the credit card processor for processing credit card or electronic commerce transactions on behalf of the business entity.