A provider of earned wage access may not: Share with an employer any charges received from a consumer for earned wage access; Solicit or charge a tip; Condition a consumer’s ability to obtain earned wage access on the consumer’s ability or willingness to pay the provider a tip; Charge a consumer a late fee, interest, or other penalty for failure to pay any proceeds or fees; Report any information about a consumer’s failure to pay any proceeds or fees to any consumer reporting agency; Obtain a consumer’s credit report as a method of qualifying the consumer for earned wage access; Receive interest from a consumer; or Compel or attempt to compel payment by a consumer of any proceeds, fees, tips, gratuities, or other donations through: A civil action against the consumer; The use of a third party to pursue collection from the consumer on the provider’s behalf; or The sale or assignment of outstanding amounts to a third–party collector or debt buyer for collection from the consumer.