# Commercial Law (GCL)

## Title 12. Credit Regulations

### Subtitle 3. Consumer Loans -- Credit Provisions

#### Section 12-302

A person may not engage in the business of making loans under this subtitle unless the person is licensed under or is exempt from the licensing requirements of Title 11, Subtitle 2 of the Financial Institutions Article, the Maryland Consumer Loan Law -- Licensing Provisions.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)