The Commissioner shall develop and prepare a form that each lender shall furnish to an applicant for a secondary mortgage loan. The form shall state the following: The purpose for which the loan is to be used; A disclosure that, if the loan is for a commercial purpose, the borrower shall forfeit certain rights. The form shall state that the forfeiture of rights includes: The borrower’s right to pay a loan origination fee that, when combined with any finder’s fee imposed by a mortgage broker under § 12-804 of this title, does not exceed the greater of: $500 or 10 percent of the net proceeds of a commercial loan of $75,000 or less made under this subtitle; or $250 or 10 percent of the net proceeds of any other loan made under this subtitle; The borrower’s right not to pay any other commission, finder’s fees, or points for obtaining, procuring, or placing a loan; and The borrower’s right not to pay an interest rate greater than 24 percent. This section does not prevent a lender from imposing fees, discounts, points, or other charges whenever permitted under § 12-404.1 of this subtitle concerning mortgage loan programs of state and federal agencies. Compliance with the provisions of this section does not relieve the lender or mortgage broker from the provisions of § 12-401(i)(3) of this subtitle.