<?xml version='1.0' encoding='utf-8'?>
<section article="gcl" article_name="Commercial Law" number="12-414" title_number="12" title_name="Credit Regulations" subtitle_number="4" subtitle_name="Secondary Mortgage Loans -- Credit Provisions">
  <text>Any lender, his officer or employee and any other person who willfully violates any provision of this subtitle is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $1,000 or imprisonment not exceeding one year or both.</text>
</section>
