# Commercial Law (GCL)

## Title 12. Credit Regulations

### Subtitle 5. Retail Credit Accounts

#### Section 12-505.3

With respect to a closed end retail credit account established at a rate pursuant to Sec. 12-505(a) of this subtitle, the agreement may not provide for a balloon payment.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)