<?xml version='1.0' encoding='utf-8'?>
<section article="gcl" article_name="Commercial Law" number="12-509" title_number="12" title_name="Credit Regulations" subtitle_number="5" subtitle_name="Retail Credit Accounts">
  <text>Notwithstanding any agreement to the contrary between a seller and the issuer of a credit card, the seller is permitted to offer a cash discount to consumers who pay cash instead of using the credit card.</text>
</section>
