<?xml version='1.0' encoding='utf-8'?>
<section article="gcl" article_name="Commercial Law" number="12-512" title_number="12" title_name="Credit Regulations" subtitle_number="5" subtitle_name="Retail Credit Accounts">
  <text>No act, agreement, or statement of a buyer may constitute a valid waiver of any benefit or protection provided to him under this subtitle.</text>
</section>
