# Commercial Law (GCL)

## Title 12. Credit Regulations

### Subtitle 5. Retail Credit Accounts

#### Section 12-515

Any person who knowingly violates or participates in the violation of any provision of this subtitle is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $100 for the first offense and not exceeding $500 for any subsequent offense.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)