# Commercial Law (GCL)

## Title 12. Credit Regulations

### Subtitle 6. Retail Installment Sales

#### Section 12-604

An installment sale agreement shall be evidenced by an instrument in writing which contains all of the agreements of the parties. It shall be signed by all parties before the seller delivers to the buyer any of the goods covered by the agreement.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)