# Commercial Law (GCL)

## Title 13. Consumer Protection Act

### Subtitle 3. Unfair, Abusive, or Deceptive Trade Practices

#### Section 13-317

(a) Except as provided in subsection (b) of this section, as a condition of accepting a credit card or device as payment for consumer credit, goods, realty, or services, a person may not record the address or telephone number of the credit card holder.

(b) A person may record the address or telephone number of a credit card holder if:

  (1) The information is necessary for:

    (i) The shipping, delivery, or installation of consumer goods; or

    (ii) Special orders of consumer goods or services;

  (2) Authorization from the credit card issuer as to the availability of credit is not required by the issuer to complete the credit card transaction; or

  (3) The person processes credit card transactions by mailing transaction forms to a designated bankcard center for settlement.

(c) A person accepting a credit card or device as payment for consumer credit, goods, realty, or services may request that the credit card holder display a form of identification.

---

Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)