# Commercial Law (GCL)

## Title 14. Miscellaneous Consumer Protection Provisions

### Subtitle 12. Consumer Credit Reporting Agencies

#### Section 14-1203.1

(a) A consumer reporting agency may not include in a consumer report:

  (1) Any record of a criminal proceeding concerning the consumer:

    (i) In which the consumer was falsely accused, acquitted, or exonerated;

    (ii) In which a nolle prosequi was entered as to a charge concerning the consumer; or

    (iii) That did not result in a guilty verdict for or guilty plea by the consumer; or

  (2) Any criminal records concerning the consumer that have been expunged.

(b) A consumer reporting agency may not rely on the information contained in records listed under subsection (a) of this section to make a determination regarding the creditworthiness of a consumer.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)