§ 14–1209
Statutes in effect as of October 1, 2026.
Md. Code Ann., Com. Law § 14-1209 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 12. Consumer Credit Reporting Agencies
§ 14–1209LinkCopy Citation
(a)
Notwithstanding the provisions of subsection (b) of this section, a consumer reporting agency may not impose a fee for:
(1)
A consumer report provided under § 14-1206(a) of this subtitle one time during a 12-month period;
(2)
A consumer report or disclosure provided under §§ 14-1206(a) and 14-1208(e) of this subtitle if the consumer makes a request for the report within 30 days after receipt by the consumer of a notification under § 14-1212 of this subtitle or notification from a debt collection agency affiliated with a consumer reporting agency stating that the consumer’s credit rating may be or has been adversely affected; or
(3)
A disclosure made under § 14-1208(e) of this subtitle to a person designated by the consumer of the deletion from the consumer report of information that is found to be inaccurate or can no longer be verified.
(b)
(1)
A consumer reporting agency may charge a consumer a reasonable fee:
(i)
For a second or subsequent report made during a 12-month period under § 14-1206(a) of this subtitle, not exceeding $5; and
(ii)
For furnishing information under § 14-1208(e) of this subtitle, not exceeding the fee that the consumer reporting agency would impose on each designated recipient for a consumer report.
(2)
The consumer reporting agency shall indicate the amount of the fee to the consumer before providing the report or furnishing the information.