# Commercial Law (GCL)

## Title 14. Miscellaneous Consumer Protection Provisions

### Subtitle 12. Consumer Credit Reporting Agencies

#### Section 14-1209

(a) Notwithstanding the provisions of subsection (b) of this section, a consumer reporting agency may not impose a fee for:

  (1) A consumer report provided under Sec. 14-1206(a) of this subtitle one time during a 12-month period;

  (2) A consumer report or disclosure provided under Sec.Sec. 14-1206(a) and 14-1208(e) of this subtitle if the consumer makes a request for the report within 30 days after receipt by the consumer of a notification under Sec. 14-1212 of this subtitle or notification from a debt collection agency affiliated with a consumer reporting agency stating that the consumer's credit rating may be or has been adversely affected; or

  (3) A disclosure made under Sec. 14-1208(e) of this subtitle to a person designated by the consumer of the deletion from the consumer report of information that is found to be inaccurate or can no longer be verified.

(b)

  (1) A consumer reporting agency may charge a consumer a reasonable fee:

    (i) For a second or subsequent report made during a 12-month period under Sec. 14-1206(a) of this subtitle, not exceeding $5; and

    (ii) For furnishing information under Sec. 14-1208(e) of this subtitle, not exceeding the fee that the consumer reporting agency would impose on each designated recipient for a consumer report.

  (2) The consumer reporting agency shall indicate the amount of the fee to the consumer before providing the report or furnishing the information.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)