# Commercial Law (GCL)

## Title 14. Miscellaneous Consumer Protection Provisions

### Subtitle 12. Consumer Credit Reporting Agencies

#### Section 14-1223

Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined not more than $5,000 or imprisoned not more than one year or both.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)