If a buyer described in § 14-12B-01(d)(1)(i) of this subtitle becomes disabled during the membership term, the buyer is entitled to extend the membership contract for a period equal to the duration of the disability. The provisions of subsection (a) of this section do not apply unless the disability is confirmed by a physician and is for a period longer than 3 months. If a health club facility at which a buyer of health club services is provided with those services is closed for a period longer than 1 month through no fault of the buyer, the buyer is entitled to: Extend the membership contract for a period equal to the period during which the facility is closed; or A prorated refund of the amount paid by the buyer under the contract. If the health club facility is closed through no fault of the seller, the choice of remedy described in subsection (c) of this section shall be made by the seller. If the health club facility is closed through the fault of the seller, the choice of a remedy described in subsection (c) of this section shall be made by the buyer.