In this section, “gift certificate” means a device constructed of paper, plastic, or any other material that is: Sold or issued by a person for a cash value that can be used to purchase goods or services; or Issued as a store credit for returned goods. “Gift certificate” does not include: A prepaid telephone calling card; A prepaid technical support card; A prepaid card for Internet services; A coupon for discounted goods or services; A gift certificate that is distributed to an individual under an awards, loyalty, or promotional program in which the recipient does not give money or value for the gift certificate; or A gift card that: Is processed through a national credit or debit card service; and May be used to purchase goods or services from multiple unaffiliated sellers of goods or services. A person may not sell or issue a gift certificate that, within 4 years after the date of purchase, is subject to expiration or a fee or charge of any kind. Any term or condition concerning expiration or a fee or charge that takes effect more than 4 years after the date of purchase must be printed clearly in at least 10 point type in a visible place on: The front or back of the gift certificate; A sticker permanently affixed to the gift certificate; or An envelope containing the gift certificate. Unless the change benefits the consumer, a term or condition disclosed under subsection (c) of this section may not be changed after the date of purchase or issuance. A gift certificate that is sold or issued in violation of this section shall be considered valid and may not be subject to expiration or any fee or charge. A violation of any provision of this section: Is an unfair or deceptive trade practice within the meaning of Title 13 of this article; and Is subject to the enforcement and penalty provisions contained in Title 13 of this article, except § 13-411 of this article.