<?xml version='1.0' encoding='utf-8'?>
<section article="gcl" article_name="Commercial Law" number="14-1704" title_number="14" title_name="Miscellaneous Consumer Protection Provisions" subtitle_number="17" subtitle_name="Denial of Credit -- Disclosure">
  <text>The written statement of reasons only meets the requirements of this subtitle if it contains the specific reasons for any adverse action taken.</text>
</section>
