# Commercial Law (GCL)

## Title 14. Miscellaneous Consumer Protection Provisions

### Subtitle 19. Maryland Credit Services Businesses Act

#### Section 14-1913

(a) An action to enforce any liability created under this subtitle shall be brought within 2 years from the date the violation at issue occurred.

(b) Where a defendant has materially and willfully misrepresented any information required to be disclosed to a consumer by this subtitle and the information is material to establishing defendant's liability, the action may be brought at any time within 2 years of the discovery of the misrepresentation.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)