Title 14. Miscellaneous Consumer Protection Provisions — Subtitle 24. Vacation Club Membership
Statutes in effect as of October 1, 2026.
Md. Code Ann., Com. Law § 14-2401 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 24. Vacation Club Membership
§ 14–2401LinkCopy Citation
(a)
In this subtitle the following words have the meanings indicated.
(b)
“Purchaser” means a person who has contracted to acquire a vacation club membership.
(c)
(1)
“Sales agent” means a person who has contracted to sell a vacation club membership.
(2)
“Sales agent” includes the developer of a vacation club membership plan.
(d)
“Vacation accommodation” means a place of lodging and related facilities over which the user does not have permanent exclusive control.
(e)
(1)
“Vacation club membership” means an interest in a vacation club membership plan that entitles the purchaser to the use or occupancy of a vacation accommodation on a recurring basis, whether or not the exercise of the right to use or occupy depends on the availability of a vacation accommodation.
(2)
“Vacation club membership” includes an interest in a club that provides or arranges for the use or occupancy of campgrounds, condominiums, or other vacation accommodations.
(3)
“Vacation club membership” does not include a time-share defined under Title 11A of the Real Property Article.
(f)
“Vacation club membership plan” means a plan in which the purchaser has the right to the use or occupancy of any number of vacation accommodations on a recurring basis.
Md. Code Ann., Com. Law § 14-2402 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 24. Vacation Club Membership
§ 14–2402LinkCopy Citation
(a)
Within 10 calendar days after the execution of the contract to purchase a vacation club membership, either party may cancel the contract without penalty by mailing or delivering a notice of cancellation to the other party at the address specified in the contract.
(b)
(1)
Cancellation of a vacation club membership shall entitle the purchaser to a refund of the entire consideration paid for the contract, including the cost of financing.
(2)
The sales agent shall deliver the refund to the purchaser at the address specified in the contract within 15 business days after receipt of the notice of cancellation.
(c)
The right of cancellation may not be waived or otherwise surrendered.
(d)
(1)
A contract to purchase a vacation club membership shall contain the following statement:
“You may cancel this contract without penalty or obligation within 10 days from the date of this contract. If you decide to cancel this contract, you must provide notice of the cancellation in writing to (the sales agent) at (address of sales agent). Any attempt to obtain a waiver of your cancellation rights is unlawful. Cancellation entitles you to a refund of all money within 15 business days after receipt of notice of cancellation.”
(2)
The statement required under this subsection shall:
(i)
Be in at least 14 point bold–faced type; and
(ii)
Appear immediately before and on the same page as the space designated for signature of the purchaser.
(e)
(1)
This subtitle applies to vacation club membership plans that provide accommodations in time–share units.
(2)
The requirements of this section do not apply to a time–share estate, time–share plan, or time–share exchange program or any renewal thereof that is:
(i)
Required to provide a consumer with a 10–day right to cancel under § 11A–114 of the Real Property Article; or
(ii)
Regulated under Title 11A of the Real Property Article.
Md. Code Ann., Com. Law § 14-2403 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 24. Vacation Club Membership
§ 14–2403LinkCopy Citation
(a)
It is a deceptive trade practice for a sales agent to violate any requirement of this subtitle.
(b)
If the sales agent violates any provision of this subtitle, the purchaser:
(1)
May cancel the contract by notifying the seller in any manner, by any means, and at any time of the purchaser’s intention to cancel; and
(2)
Is entitled to a refund of:
(i)
All money paid; and
(ii)
Until the refund is made, interest of 1% for each month after the date of cancellation.