<?xml version='1.0' encoding='utf-8'?>
<section article="gcl" article_name="Commercial Law" number="14-3807" title_number="14" title_name="Miscellaneous Consumer Protection Provisions" subtitle_number="38" subtitle_name="Refund Anticipation Loans and Checks">
  <level label="a">
    <text>A violation of this subtitle is:</text>
    <level label="1">
      <text>An unfair or deceptive trade practice within the meaning of Title 13 of this article; and</text>
    </level>
    <level label="2">
      <text>Subject to the enforcement and penalty provisions contained in Title 13 of this article.</text>
    </level>
  </level>
  <level label="b">
    <text>In addition to the remedies provided under Title 13 of this article, a facilitator who willfully fails to comply with any provision of this subtitle is liable to the consumer for:</text>
    <level label="1">
      <text>Actual and consequential damages;</text>
    </level>
    <level label="2">
      <text>Statutory damages in the amount of $1,000; and</text>
    </level>
    <level label="3">
      <text>Reasonable attorney’s fees and costs.</text>
    </level>
  </level>
</section>
