Title 14. Miscellaneous Consumer Protection Provisions — Subtitle 39. Transparency in Consumer Arbitrations Act
Statutes in effect as of October 1, 2026.
Md. Code Ann., Com. Law § 14-3901 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 39. Transparency in Consumer Arbitrations Act
§ 14–3901LinkCopy Citation
(a)
In this subtitle the following words have the meanings indicated.
(b)
“Arbitration activity” means the initiation, conduct, sponsorship, or administration of, or the appointment of an arbitrator in, a consumer arbitration.
(c)
“Arbitration organization” means a nongovernmental association, agency, board, commission, corporation, or other entity that performs arbitration activities.
(d)
“Consumer” means an individual who is:
(1)
A resident of the State; and
(2)
An actual or prospective purchaser or lessee of any goods, services, real property, or credit primarily for personal, family, or household purposes.
(e)
(1)
“Consumer arbitration” means a binding arbitration conducted in accordance with a consumer arbitration agreement.
(2)
“Consumer arbitration” does not include:
(i)
A binding arbitration conducted in accordance with the provisions of a policy of property insurance, casualty insurance, or surety insurance, as those terms are defined in § 1–101 of the Insurance Article;
(ii)
An arbitration governed by rules adopted by a securities self–regulatory organization and approved by the United States Securities and Exchange Commission under federal law; or
(iii)
An arbitration between a consumer and a related institution that is licensed by the Maryland Department of Health, if the consumer arbitration agreement between the consumer and the related institution is not mandated as a condition of admission of the consumer to the related institution.
(f)
(1)
“Consumer arbitration agreement” means a standardized contract that:
(i)
Is between a consumer and another person who is not a consumer;
(ii)
Provides for the sale or lease of any goods, services, real property, or credit primarily for personal, family, or household purposes; and
(iii)
Requires that disputes arising under the contract be submitted to binding arbitration.
(2)
“Consumer arbitration agreement” does not include a public or private sector collective bargaining agreement.
(g)
“Related institution” has the meaning stated in § 19–301 of the Health – General Article.
Md. Code Ann., Com. Law § 14-3902 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 39. Transparency in Consumer Arbitrations Act
§ 14–3902LinkCopy Citation
This subtitle applies to an arbitration organization that performs an arbitration activity related to 50 or more consumer arbitrations during a 5–year period.
Md. Code Ann., Com. Law § 14-3903 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 39. Transparency in Consumer Arbitrations Act
§ 14–3903LinkCopy Citation
(a)
An arbitration organization subject to this subtitle shall collect, publish, and make available to the public the following information regarding each consumer arbitration for which it performed an arbitration activity during the preceding 5–year period:
(1)
If the nonconsumer party is a corporation or other business entity, the name of that party;
(2)
Whether the dispute involved goods, services, real property, or credit;
(3)
The type of claim or cause of action alleged;
(4)
Whether the consumer or nonconsumer party was the prevailing party;
(5)
The number of times during the reporting period that the nonconsumer party has been a party in a consumer arbitration for which the arbitration organization performed an arbitration activity;
(6)
Whether the consumer party was represented by an attorney and, if so, the name of the attorney;
(7)
The date the arbitration organization received the demand for the consumer arbitration, the date the arbitrator was appointed, and the date of disposition by the arbitrator or arbitration organization;
(8)
If known, the type of disposition of the dispute, including withdrawal, abandonment, settlement, award after hearing, award without hearing, default, or dismissal without hearing;
(9)
The amount of the claim, the amount of the award, and any other relief granted;
(10)
The name of the arbitrator, the arbitrator’s total fee for conducting the consumer arbitration, and the percentage of the arbitrator’s fee allocated to each party; and
(11)
The address of the premises where the consumer arbitration was conducted.
(b)
(1)
The information required under subsection (a) of this section:
(i)
Shall be reported beginning on the first day of the month immediately following the month an arbitration organization becomes subject to this subtitle; and
(ii)
Shall be updated at least quarterly thereafter.
(2)
An arbitration organization that becomes subject to this subtitle before July 1, 2016, shall report the information required under subsection (a) of this section to the extent it is available.
(c)
The information required under subsection (a) of this section shall be made available to the public:
(1)
In a computer–searchable format that:
(i)
Is accessible at the Internet website of the arbitration organization; and
(ii)
May be downloaded without a fee; and
(2)
In writing:
(i)
On request; and
(ii)
At a fee that does not exceed the actual cost to the arbitration organization of copying the information.
Md. Code Ann., Com. Law § 14-3904 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 39. Transparency in Consumer Arbitrations Act
§ 14–3904LinkCopy Citation
The information provided by an arbitration organization under § 14–3903 of this subtitle may be considered in determining whether a consumer arbitration agreement is unconscionable or otherwise unenforceable under law.
Md. Code Ann., Com. Law § 14-3905 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 39. Transparency in Consumer Arbitrations Act
§ 14–3905LinkCopy Citation
(a)
An arbitration organization is not liable for collecting, publishing, or distributing the information required under § 14–3903 of this subtitle.
(b)
Failure to comply with § 14–3903 of this subtitle:
(1)
May not be the sole reason to refuse to enforce an award made in a consumer arbitration; and
(2)
May be considered as a factor in determining whether a consumer arbitration agreement is unconscionable or otherwise unenforceable under law.
(c)
(1)
A consumer or the Attorney General may seek an injunction to prohibit an arbitration organization that has engaged in or is engaging in a violation of § 14–3903 of this subtitle from continuing or engaging in the violation.
(2)
The arbitration organization is liable to the person bringing the action for an injunction for the person’s reasonable attorney’s fees and costs if:
(i)
The court issues the injunction; or
(ii)
The arbitration organization voluntarily complies with § 14–3903 of this subtitle after the action is filed.