# Commercial Law (GCL)

## Title 14. Miscellaneous Consumer Protection Provisions

### Subtitle 42. Mobile Home Retail Sales

#### Section 14-4202

(a) In this section, "steer" means, in connection with a consumer credit transaction secured by a mobile home, to direct a prospective consumer borrower to complete a transaction in any way based on the fact that a mobile home retailer will receive compensation, directly or indirectly, from a lender or credit grantor that is in excess of any compensation or gain received in a comparable cash transaction.

(b) A mobile home retailer:

  (1) Has a duty of good faith and fair dealing in providing financial information to a prospective consumer borrower, including providing financial information in a manner that is not misleading or deceptive and that discloses all material facts;

  (2) May not steer a prospective consumer borrower to financing products that offer less favorable terms; and

  (3) Shall provide a written statement to a prospective consumer borrower in accordance with Sec. 14-4203 of this subtitle.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)