<?xml version='1.0' encoding='utf-8'?>
<section article="gcl" article_name="Commercial Law" number="14-4202" title_number="14" title_name="Miscellaneous Consumer Protection Provisions" subtitle_number="42" subtitle_name="Mobile Home Retail Sales">
  <level label="a">
    <text>In this section, “steer” means, in connection with a consumer credit transaction secured by a mobile home, to direct a prospective consumer borrower to complete a transaction in any way based on the fact that a mobile home retailer will receive compensation, directly or indirectly, from a lender or credit grantor that is in excess of any compensation or gain received in a comparable cash transaction.</text>
  </level>
  <level label="b">
    <text>A mobile home retailer:</text>
    <level label="1">
      <text>Has a duty of good faith and fair dealing in providing financial information to a prospective consumer borrower, including providing financial information in a manner that is not misleading or deceptive and that discloses all material facts;</text>
    </level>
    <level label="2">
      <text>May not steer a prospective consumer borrower to financing products that offer less favorable terms; and</text>
    </level>
    <level label="3">
      <text>Shall provide a written statement to a prospective consumer borrower in accordance with § 14–4203 of this subtitle.</text>
    </level>
  </level>
</section>
