§ 14–4904

Statutes in effect as of October 1, 2026.

Md. Code Ann., Com. Law § 14-4904 (2026)

Title 14. Miscellaneous Consumer Protection Provisions

Subtitle 49. Gift Card Fraud

The Division shall:

(1)

Create a model notice regarding open– and closed–loop gift cards for use by merchants that:

(i)

Cautions a consumer about gift card scams;

(ii)

Instructs a consumer on what to do if the consumer suspects the consumer may be a victim of a gift card scam; and

(iii)

Indicates a gift card may not be used to pay debt;

(2)

Issue guidelines regarding the detection and prevention of open– and closed–loop gift card fraud that include:

(i)

Information that raises public awareness about gift card fraud;

(ii)

Information about how common gift card fraud schemes work; and

(iii)

Best practices for a merchant to prevent gift card fraud; and

(3)

Make available online and periodically update the model notice and guidelines required under this section.