§ 14–4A-01
Statutes in effect as of October 1, 2026.
Md. Code Ann., Com. Law § 14-4A-01 (2026)
Title 14. Miscellaneous Consumer Protection Provisions
Subtitle 4A. Vehicle Protection Products Act
§ 14–4A-01LinkCopy Citation
(a)
In this subtitle the following words have the meanings indicated.
(b)
“Administrator” means a person that is designated by a warrantor to be responsible for the administration of a vehicle protection product warranty.
(c)
“Division” means the Division of Consumer Protection of the Office of the Attorney General.
(d)
(1)
“Incidental costs” means an expense that:
(i)
Is specified in a vehicle protection product warranty;
(ii)
Is incurred by the warranty holder; and
(iii)
Relates to the failure of a vehicle protection product to perform as provided in the vehicle protection product warranty.
(2)
“Incidental costs” include:
(i)
Insurance policy deductibles;
(ii)
Charges for rental vehicles;
(iii)
The difference between the value of a stolen vehicle at the time of theft and the cost of a replacement vehicle;
(iv)
Sales taxes;
(v)
Registration fees;
(vi)
Transaction fees; and
(vii)
Mechanical inspection fees.
(e)
(1)
“Vehicle protection product” means a vehicle protection device, system, or service that:
(i)
Is sold with a written warranty;
(ii)
Is installed on or applied to a vehicle; and
(iii)
Is designed to prevent loss or damage to a vehicle from a specific cause.
(2)
“Vehicle protection product” includes:
(i)
An alarm system;
(ii)
A body part marking product;
(iii)
A steering lock;
(iv)
A window etch product;
(v)
A pedal or ignition lock;
(vi)
A fuel or ignition kill switch; and
(vii)
An electronic, radio, or satellite tracking device.
(f)
“Vehicle protection product warranty” means a written agreement by a warrantor that provides that if a vehicle protection product fails to prevent loss or damage to a vehicle from a specific cause, the warrantor shall pay to, or on behalf of, the warranty holder specified incidental costs incurred as a result of the failure of the vehicle protection product to perform in accordance with the terms of the vehicle protection product warranty.
(g)
(1)
“Warrantor” means a person that is contractually obligated to the warranty holder under the terms of the vehicle protection product warranty.
(2)
“Warrantor” does not include an authorized insurer that issues a warranty reimbursement insurance policy.
(h)
“Warranty holder” means a person that purchases a vehicle protection product warranty or a permitted transferee.
(i)
“Warranty reimbursement insurance policy” means a policy of insurance that is issued to a warrantor to:
(1)
Provide reimbursement to the warrantor; or
(2)
Pay on behalf of the warrantor all covered contractual obligations incurred by the warrantor under the terms and conditions of the insured vehicle protection product warranties sold by the warrantor.