# Commercial Law (GCL)

## Title 14. Miscellaneous Consumer Protection Provisions

### Subtitle 4A. Vehicle Protection Products Act

#### Section 14-4A-01

(a) In this subtitle the following words have the meanings indicated.

(b) "Administrator" means a person that is designated by a warrantor to be responsible for the administration of a vehicle protection product warranty.

(c) "Division" means the Division of Consumer Protection of the Office of the Attorney General.

(d)

  (1) "Incidental costs" means an expense that:

    (i) Is specified in a vehicle protection product warranty;

    (ii) Is incurred by the warranty holder; and

    (iii) Relates to the failure of a vehicle protection product to perform as provided in the vehicle protection product warranty.

  (2) "Incidental costs" include:

    (i) Insurance policy deductibles;

    (ii) Charges for rental vehicles;

    (iii) The difference between the value of a stolen vehicle at the time of theft and the cost of a replacement vehicle;

    (iv) Sales taxes;

    (v) Registration fees;

    (vi) Transaction fees; and

    (vii) Mechanical inspection fees.

(e)

  (1) "Vehicle protection product" means a vehicle protection device, system, or service that:

    (i) Is sold with a written warranty;

    (ii) Is installed on or applied to a vehicle; and

    (iii) Is designed to prevent loss or damage to a vehicle from a specific cause.

  (2) "Vehicle protection product" includes:

    (i) An alarm system;

    (ii) A body part marking product;

    (iii) A steering lock;

    (iv) A window etch product;

    (v) A pedal or ignition lock;

    (vi) A fuel or ignition kill switch; and

    (vii) An electronic, radio, or satellite tracking device.

(f) "Vehicle protection product warranty" means a written agreement by a warrantor that provides that if a vehicle protection product fails to prevent loss or damage to a vehicle from a specific cause, the warrantor shall pay to, or on behalf of, the warranty holder specified incidental costs incurred as a result of the failure of the vehicle protection product to perform in accordance with the terms of the vehicle protection product warranty.

(g)

  (1) "Warrantor" means a person that is contractually obligated to the warranty holder under the terms of the vehicle protection product warranty.

  (2) "Warrantor" does not include an authorized insurer that issues a warranty reimbursement insurance policy.

(h) "Warranty holder" means a person that purchases a vehicle protection product warranty or a permitted transferee.

(i) "Warranty reimbursement insurance policy" means a policy of insurance that is issued to a warrantor to:

  (1) Provide reimbursement to the warrantor; or

  (2) Pay on behalf of the warrantor all covered contractual obligations incurred by the warrantor under the terms and conditions of the insured vehicle protection product warranties sold by the warrantor.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)