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<section article="gcl" article_name="Commercial Law" number="14-4A-01" title_number="14" title_name="Miscellaneous Consumer Protection Provisions" subtitle_number="4A" subtitle_name="Vehicle Protection Products Act">
  <level label="a">
    <text>In this subtitle the following words have the meanings indicated.</text>
  </level>
  <level label="b">
    <text>“Administrator” means a person that is designated by a warrantor to be responsible for the administration of a vehicle protection product warranty.</text>
  </level>
  <level label="c">
    <text>“Division” means the Division of Consumer Protection of the Office of the Attorney General.</text>
  </level>
  <level label="d">
    <level label="1">
      <text>“Incidental costs” means an expense that:</text>
      <level label="i">
        <text>Is specified in a vehicle protection product warranty;</text>
      </level>
      <level label="ii">
        <text>Is incurred by the warranty holder; and</text>
      </level>
      <level label="iii">
        <text>Relates to the failure of a vehicle protection product to perform as provided in the vehicle protection product warranty.</text>
      </level>
    </level>
    <level label="2">
      <text>“Incidental costs” include:</text>
      <level label="i">
        <text>Insurance policy deductibles;</text>
      </level>
      <level label="ii">
        <text>Charges for rental vehicles;</text>
      </level>
      <level label="iii">
        <text>The difference between the value of a stolen vehicle at the time of theft and the cost of a replacement vehicle;</text>
      </level>
      <level label="iv">
        <text>Sales taxes;</text>
      </level>
      <level label="v">
        <text>Registration fees;</text>
      </level>
      <level label="vi">
        <text>Transaction fees; and</text>
      </level>
      <level label="vii">
        <text>Mechanical inspection fees.</text>
      </level>
    </level>
  </level>
  <level label="e">
    <level label="1">
      <text>“Vehicle protection product” means a vehicle protection device, system, or service that:</text>
      <level label="i">
        <text>Is sold with a written warranty;</text>
      </level>
      <level label="ii">
        <text>Is installed on or applied to a vehicle; and</text>
      </level>
      <level label="iii">
        <text>Is designed to prevent loss or damage to a vehicle from a specific cause.</text>
      </level>
    </level>
    <level label="2">
      <text>“Vehicle protection product” includes:</text>
      <level label="i">
        <text>An alarm system;</text>
      </level>
      <level label="ii">
        <text>A body part marking product;</text>
      </level>
      <level label="iii">
        <text>A steering lock;</text>
      </level>
      <level label="iv">
        <text>A window etch product;</text>
      </level>
      <level label="v">
        <text>A pedal or ignition lock;</text>
      </level>
      <level label="vi">
        <text>A fuel or ignition kill switch; and</text>
      </level>
      <level label="vii">
        <text>An electronic, radio, or satellite tracking device.</text>
      </level>
    </level>
  </level>
  <level label="f">
    <text>“Vehicle protection product warranty” means a written agreement by a warrantor that provides that if a vehicle protection product fails to prevent loss or damage to a vehicle from a specific cause, the warrantor shall pay to, or on behalf of, the warranty holder specified incidental costs incurred as a result of the failure of the vehicle protection product to perform in accordance with the terms of the vehicle protection product warranty.</text>
  </level>
  <level label="g">
    <level label="1">
      <text>“Warrantor” means a person that is contractually obligated to the warranty holder under the terms of the vehicle protection product warranty.</text>
    </level>
    <level label="2">
      <text>“Warrantor” does not include an authorized insurer that issues a warranty reimbursement insurance policy.</text>
    </level>
  </level>
  <level label="h">
    <text>“Warranty holder” means a person that purchases a vehicle protection product warranty or a permitted transferee.</text>
  </level>
  <level label="i">
    <text>“Warranty reimbursement insurance policy” means a policy of insurance that is issued to a warrantor to:</text>
    <level label="1">
      <text>Provide reimbursement to the warrantor; or</text>
    </level>
    <level label="2">
      <text>Pay on behalf of the warrantor all covered contractual obligations incurred by the warrantor under the terms and conditions of the insured vehicle protection product warranties sold by the warrantor.</text>
    </level>
  </level>
</section>
