# Commercial Law (GCL)

## Title 15. Debt Collection -- Special Provisions

### Subtitle 5. Assignment of Claims to Nonresidents

#### Section 15-501

(a) It is unlawful for a creditor who is a citizen of the State to assign or transfer a claim against a resident of the State:

  (1) For the purpose of having the claim collected by attachment in a court outside the State; or

  (2) With the intent to deprive the debtor of his rights under the laws of the State which exempt his wages or property from execution.

(b) The provisions of this section do not apply if the creditor, the debtor, or the person owing the money to be attached is not within the jurisdiction of the courts of this State.

#### Section 15-502

(a) If the creditor assigns or transfers the debt to a nonresident in violation of Sec. 15-501 of this subtitle and the debt is collected by the assignee outside the State, the creditor is liable to the debtor for the full amount of the debt including collected interest and costs. In addition, the creditor forfeits his right to exempt his own wages or property from execution if a writ of execution is issued against him for collection of these amounts.

(b) Proof of the fact of the assignment or transfer, whether or not for value, to a nonresident assignee is prima facie evidence of the creditor's intent to deprive the debtor of his rights under the laws of the State which exempt his wages or property from execution.

#### Section 15-503

Any creditor who violates any provision of Sec. 15-501 of this subtitle is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $50.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)