# Commercial Law (GCL)

## Title 4. Bank Deposits and Collections

### Subtitle 4. Relationship Between Payor Bank and Its Customer

#### Section 4-404

A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer's account for a payment made thereafter in good faith.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)