# Commercial Law (GCL)

## Title 9. Secured Transactions

### Subtitle 6. Default

#### Section 9-605

A secured party does not owe a duty based on its status as secured party:

(1) To a person that is a debtor or obligor, unless the secured party knows:

  (A) That the person is a debtor or obligor;

  (B) The identity of the person; and

  (C) How to communicate with the person; or

(2) To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

  (A) That the person is a debtor; and

  (B) The identity of the person.

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Md. Code Ann., Com. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)