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<section article="gcl" article_name="Commercial Law" number="9-628" title_number="9" title_name="Secured Transactions" subtitle_number="6" subtitle_name="Default">
  <level label="a">
    <text>Unless a secured party knows that a person is a debtor or obligor, knows the identity of the person, and knows how to communicate with the person:</text>
    <level label="1">
      <text>The secured party is not liable to the person, or to a secured party or lienholder that has filed a financing statement against the person, for failure to comply with this title; and</text>
    </level>
    <level label="2">
      <text>The secured party’s failure to comply with this title does not affect the liability of the person for a deficiency.</text>
    </level>
  </level>
  <level label="b">
    <text>A secured party is not liable because of its status as secured party:</text>
    <level label="1">
      <text>To a person that is a debtor or obligor, unless the secured party knows:</text>
      <level label="A">
        <text>That the person is a debtor or obligor;</text>
      </level>
      <level label="B">
        <text>The identity of the person; and</text>
      </level>
      <level label="C">
        <text>How to communicate with the person; or</text>
      </level>
    </level>
    <level label="2">
      <text>To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:</text>
      <level label="A">
        <text>That the person is a debtor; and</text>
      </level>
      <level label="B">
        <text>The identity of the person.</text>
      </level>
    </level>
  </level>
  <level label="c">
    <text>A secured party is not liable to any person, and a person’s liability for a deficiency is not affected, because of any act or omission arising out of the secured party’s reasonable belief that a transaction is not a consumer-goods transaction or a consumer transaction or that goods are not consumer goods, if the secured party’s belief is based on its reasonable reliance on:</text>
    <level label="1">
      <text>A debtor’s representation concerning the purpose for which collateral was to be used, acquired, or held; or</text>
    </level>
    <level label="2">
      <text>An obligor’s representation concerning the purpose for which a secured obligation was incurred.</text>
    </level>
  </level>
  <level label="d">
    <text>A secured party is not liable to any person under § 9-625(c)(2) for its failure to comply with § 9-616.</text>
  </level>
  <level label="e">
    <text>A secured party is not liable under § 9-625(c)(2) more than once with respect to any one secured obligation.</text>
  </level>
</section>
