# Criminal Law (GCR)

## Title 8. Fraud and Related Crimes

### Subtitle 1. Bad Checks

#### Section 8-102

(a) For purposes of this subtitle, a drawer has insufficient funds with a drawee to cover a check when the drawer has with the drawee:

  (1) no account;

  (2) only a closed account;

  (3) no funds; or

  (4) funds in an amount that is less than the amount needed to cover the check.

(b) A check dishonored for "no account" has been dishonored for "insufficient funds".

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Md. Code Ann., Crim. Law (as displayed at mgaleg.maryland.gov, October 16, 2026)