There is a Maryland Loan Assistance Repayment Program for Foster Care Recipients in the State. The Office shall assist in the repayment of higher education loans owed by a foster care recipient who: Is employed for a minimum of 20 hours per week by the State or a county or municipality of the State; Received an undergraduate or a graduate degree from an institution of higher education in the State; and Meets any other requirement established by the Office. An applicant for assistance in the repayment of a commercial loan shall demonstrate to the Office that the commercial loan was used for tuition, educational expenses, or living expenses for undergraduate or graduate study. Assistance in the repayment of a loan from an entity set forth in § 18–1601(c)(2) of this title shall require the approval of the Office.