In this section, “governmental agency” means: The federal government; This State; or An agency or instrumentality of the federal government or this State. A district may borrow from a governmental agency the amount of money that the sanitary commission considers necessary to pay the organization and planning costs for a project or a service area, including costs for: Engineering services; Legal services; Estimates of costs; Estimates of revenue; Plans or specifications; and Surveys. A district may not pay interest on money borrowed from a governmental agency under this section. If a district borrows from a governmental agency under this section, the district shall repay the lending governmental agency: When work begins on the water system or sewerage system for which the borrowing was made; and Only from funds or bond revenues that, under this subtitle, relate to the project.