The purposes of this subtitle are to: Establish a separate and distinct civil cause of action by a victim, or a representative of the victim, of financial exploitation; Provide a path to redress financial exploitation through the recovery of property and assets taken from victims while discouraging protracted litigation; Provide access to justice for victims and their families who are otherwise unable or unwilling to retain competent legal assistance due to cost; and Strongly deter individuals seeking to take advantage of susceptible adults or older adults.